How long does Sunbit approval take?

Sunbit provides instant approval decisions in most cases, typically within seconds to a few minutes. The fast approval process allows you to proceed with your service immediately.

What information do I need to apply for Sunbit?

You'll need a valid government-issued ID, your Social Security number, proof of income, and banking information. The application can be completed entirely online or at your service provider's location.

Will applying for Sunbit hurt my credit score?

No, checking your eligibility with Sunbit uses only a soft credit inquiry that doesn't affect your credit score. A hard inquiry is only made if you accept a financing offer.

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Apply for Sunbit Financing in Minutes

Get approved for healthcare, dental, optical, or auto repair financing with no hard credit check. Simple application, transparent terms, and instant approval.